Next Direct, Inc. ("Next Direct", "we", "us") is committed to protecting your privacy. This Privacy Policy ("Policy") describes how we collect, use, disclose and protect your Personal Information (defined below). It applies to all Personal Information processed by us on any of our Services, as well as written, electronic, and oral communications. However, this Policy does not describe how we collect or use your Protected Health Information (as defined by the Health Insurance Portability and Accountability Act of 1996 (HIPAA), which is covered by our Notice of HIPAA Privacy Practices (HIPAA Notice). For clarity, the HIPAA Notice, not this Privacy Policy, explains our privacy practices with respect to your Protected Health Information. Unless we define a term in this Policy, all capitalized terms used in this Policy have the meaning provided in our Membership Terms of Service (Membership Terms), which you can view here. Please make sure that you have carefully read and understand the Membership Terms before you use our Services. By using our Services, you accept the Membership Terms and accept our privacy practices described in this Policy. If you do not fell comfortable with any part of this Policy or our Membership Terms, you must not use or access our Services. we may modify this Policy from time to time. The date of change will be shown next to "Effective Date" at the top of this page. We encourage you to read this Policy periodically to ensure you have up-to-date knowledge of our privacy practices. Whenever material changes to this Policy are made, we will provide you with notice before the modifications are effective by sending a message to the email address associated with your account. By continuing to access or use the Services after changes to this Policy become effective, you agree to be bound by the revised Policy. If any changes are unacceptable to you, you may stop using our services at any time.