No, Next Direct is a medical provider. Our model of care reduces the need for expensive, high deductible insurance plans. Important!: Even though Next Direct can provide 90% of the average person’s medical needs, all members are encouraged to have major medical insurance. The ACA legislation does exempt patients from the under-insured/non-insured tax if you have major medical/catastrophic coverage and a provider on retainer, which is what you will get with Next Direct.
Employers are finding they can save significant money because Next Direct eliminates many insurance claims.